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Comparison

OHLC vs Massive:
the same U.S. focus at a fraction of the business price.

Massive, formerly Polygon.io, licenses its individual plans to one person. The moment a colleague, tester or customer sees the data, you need its $2,499-a-month Business plan. OHLC covers internal team use at $149 and customer display at $899, with fundamentals and filings included.

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Competitor details checked from their public sites.

$149 vs $2,499 for team use

OHLC Pro covers internal business use. Massive's individual plans cover one person's own use; anyone else needs Business.

$899 vs $2,499 for display

Show prices to customers on OHLC Commercial, bought online. On Massive, a customer-facing app starts at the $2,499 Business plan.

Fundamentals included

Statements, dividends, splits, earnings and SEC filings come with every OHLC plan. Massive sells financials with Advanced or as an add-on.

What a business pays

Published monthly prices as of October 3, 2026.
Your projectOHLCMassive
Internal research or tools for a team$149/mo (Pro)$2,499/mo (Business)
Prices shown to customers in your product$899/mo (Commercial)$2,499/mo (Business)
Delayed prices plus financial statements, personal use$49/mo (Developer, 5 years)$58/mo (Starter $29 + Financials $29, 5 years)

OHLC vs Massive, side by side

Competitor details from massive.com as of October 3, 2026.
OHLCMassive
Business and display rightsPublished and self-serve. Pro covers internal business use for your team at $149/mo. Commercial adds display and redistribution to customers at $899/mo. Free and Developer are personal use.Individual plans cover one person's own use (non-professionals only). Showing data to anyone else requires a Business subscription ($2,499/mo), which lists no exchange fees or approvals.
FundamentalsIncluded on every plan, even Free. Financial statements, metrics, dividends, splits, earnings and SEC filings; as-reported XBRL facts carry their filing's accession number.Financials and ratios included on Stocks Advanced, or $29/mo standalone for individuals.
Pricing modelHard cap, no overages. Daily credits (5 per symbol for daily bars). At the limit, requests return 429 until 00:00 UTC; the bill never changes.Flat monthly price per asset class. Paid stock plans list unlimited API calls; Basic is limited to 5 calls/min.
Paid plansDeveloper $49, Pro $149, Commercial $899, Scale $1,499 per month. Pay annually and get two months free.Stocks individual: Starter $29, Developer $79, Advanced $199 per month. Stocks Business $2,499 per month; Enterprise is custom. Options, indices, currencies and futures are priced separately.
Free tier12,500 credits/day and 30 requests/min on AAPL, NVDA, JNJ, PEP, MSFT, SPY and QQQ: 5 years of daily bars, fundamentals and SEC filings. Personal use, no card.Stocks Basic: 5 API calls/min, 2 years of history, end-of-day data.
CoverageEvery U.S.-listed stock and ETF, plus mutual funds and U.S. corporate bonds on Commercial and Scale, and crypto and forex pairs, index levels and seven exchanges in Canada, the UK, France, the Netherlands and Australia on Pro and above.U.S. stocks across 55+ venues including the FINRA TRFs and OTC, with 32,345+ active and delisted tickers. Separate plans for options, indices, currencies and futures.
History5 years (Free, Developer), 15 years (Pro), full history (Commercial, Scale).2 years (Basic), 5 years (Starter), 10 years (Developer), 20+ years (Advanced, Business). Tick-level trades and quotes back to 2003.
LatencyEnd-of-day bars and quotes delayed at least 15 minutes; 5-minute and hourly bars for about the last 30 days on Pro and above.End of day on Basic, 15-minute delayed on Starter and Developer, real-time on Advanced. Business includes real-time fair market value.
DeliveryREST (JSON or CSV), delayed-quote WebSocket (Pro and above), nightly flat files (Pro and above), bulk exports (Commercial and above), S3 delivery (Scale).REST, WebSocket streaming and S3-compatible flat files; WebSocket and flat files start on Starter.
AI and MCPHosted MCP server at https://api.ohlc.io/mcp with OAuth sign-in or an API key, on Developer and above.Remote MCP server with OAuth sign-in; access follows your plan, and a free Basic account can connect.

Why teams pick OHLC over Massive

  • You will show data inside a product. OHLC's Commercial plan includes display and redistribution for $899 a month. Massive's individual plans do not allow showing data to anyone else, including testers and colleagues, so a customer-facing app there starts at $2,499.
  • More than one person needs the data. OHLC's Pro plan allows internal business use at $149 a month. On Massive, sharing data with a colleague moves you to Business.
  • You need company data alongside prices. Financial statements, dividends, splits, earnings and SEC filings are on every OHLC plan, including Free. On Massive, financials come with Advanced or as an add-on.
  • Backtests that survive ticker changes. Every listing has a stable instrument_id, and as_of and symbol_at answer what was known, and which company held a ticker, on any past date. Renamed, merged and reused symbols stop silently corrupting your history.
  • You want a hard ceiling. Credits reset at 00:00 UTC, the cap returns 429, and there are no overage charges.

When Massive is the better pick

Choose Massive for real-time feeds, tick-level trades and quotes, second and minute bars with long history, real-time options, or futures. It is a market-microstructure specialist; OHLC is built for delayed U.S. equity prices with the company data around them.

Switching from Massive to OHLC

Both APIs accept a bearer token, so auth changes only in the key and host. The differences are symbols, default adjustment and the response shape.

  • Symbols. AAPL becomes XNAS:AAPL, SPY becomes ARCX:SPY. Bare tickers also resolve, but the qualified form is unambiguous. See symbols.
  • Auth. Use Authorization: Bearer $OHLC_API_KEY against https://api.ohlc.io/v1.
  • Daily bars. /v2/aggs/ticker/AAPL/range/1/day/{from}/{to} maps to /v1/eod?symbols=XNAS:AAPL&from=…&to=… (daily bars), with up to 100 symbols per request.
  • Adjustment. Massive aggregates are split-adjusted by default. OHLC returns raw prices by default, so add adjustment=split to match, or adjustment=total_return to include cash dividends.
  • Whole-market days. Massive's Daily Market Summary maps to /v1/eod?date=YYYY-MM-DD with no symbols, which costs 500 credits.
  • Intraday. Minute aggregates map to /v1/intraday (intraday bars) with interval=5m or 1h (Pro and above, about 30 days).
  • Pagination. Instead of following next_url, pass meta.next_cursor back as cursor with the other parameters unchanged. Cursors expire after an hour. See pagination.
  • Response shape. Rows arrive in data with named fields (date, open, high, low, close, volume) as exact decimal strings, and meta carries next_cursor and as_of.
Massive daily aggregates for AAPL, as an OHLC requestcURL
curl 'https://api.ohlc.io/v1/eod?symbols=XNAS:AAPL&from=2025-01-02&to=2025-06-30&adjustment=split' \
  -H "Authorization: Bearer $OHLC_API_KEY"

If you used Massive flat files, OHLC's nightly flat files start on Pro, and Scale can push them to S3. Create a free key to test the request shapes first.

Details about Massive on this page come from its public website as of October 3, 2026 and may change; their pricing page is the current word. OHLC details reflect our own pricing on the same date.

Sources

Questions, answered.

Which plan do I need to show prices in my app?

On OHLC, Commercial ($899/mo) or Scale. On Massive, a Business subscription ($2,499/mo); its individual plans cover one person's own use only.

Can my team share one Massive individual plan?

Massive describes its individual plans as covering one person's own use, so sharing data with colleagues or testers needs Business. OHLC's Pro plan covers internal business use at $149 a month.

Is Massive the same company as Polygon.io?

Massive is the current name of the service formerly known as Polygon.io. This page compares OHLC with Massive's plans as published on massive.com.

Does OHLC offer real-time stock prices like Massive?

No. OHLC quotes are delayed at least 15 minutes, which covers most dashboards, research tools and backtests. Massive lists real-time data on its Stocks Advanced and Business plans.

Does OHLC have tick-level trades or options data?

Partly. Pro and above include U.S. options contracts, bars and quotes, and /v1/trades returns a U.S. listing's consolidated-tape prints back to 2008, one day at a time from the day after each session. For real-time trades and quotes, Massive is the better choice.

Can I connect OHLC to Claude?

Yes. OHLC's remote MCP server at https://api.ohlc.io/mcp supports OAuth sign-in on Developer and above. See OHLC for Claude.

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